Steady Growth
Blending long-term growth with risk-managed consistency
Who Is This Strategy For?
This strategy is for investors focused on building long-term wealth while managing volatility. It suits those who are comfortable with some drawdown risk and want a consistent, diversified approach to capital growth.
- Seeking long-term capital appreciation
- Comfortable with moderate volatility
- Medium to long investment horizon (7–15 years)
- Balanced risk-return expectations
- Suitable for Core Wealth or longer-term savings goals
Asset Allocation Guidelines
This strategy tilts toward growth assets while maintaining a meaningful allocation to stabilisers. The neutral policy is 75% growth / 25% stabilisers, with a tactical range of ±15%.
- Growth Assets: 60%–90% — Global equities, credit, high yield
- Stabiliser Assets: 10%–40% — Gilts, sovereign debt, strategic cash
Philosophy & Features
The Steady Growth Strategy targets long-term capital appreciation with measured volatility. It is designed for clients seeking consistent wealth accumulation while tolerating moderate drawdowns.
- Targets CPI + 2% net of fees, with ARC Steady Growth Private Client Index as benchmark
- Primarily invests in global equities, credit and high yield, with stabilisers for resilience
- Uses a combination of direct equities, bonds, and selective funds/ETFs
- Informed by top-down macro views with disciplined rebalancing and diversification
- Aims to reduce over-exposure to any one market, region or sector
- Suitable as a core wealth solution for investors with 7–15 year horizons
ARC 3D Award
The ARC 3D Award indicates Tacit Investment Management’s engagement with ARC’s Investment Manager Research Programme and fulfilment of the due diligence criteria. It is not a rating or endorsement of suitability for specific clients but a validation of our commitment to transparency.
Understanding Risk
We use a 7-Point Scale to help assess and match our investment strategies to your individual risk tolerance. Each strategy is mapped to a point on this industry-recognised scale, from 1 (Very Low Risk) to 7 (Very High Risk), so you can clearly understand the expected level of risk and potential volatility.
Key Risks
This strategy seeks capital growth, and as such, is subject to fluctuations in market value. Capital is at risk and performance may be impacted by equity and credit market movements.
- Market Risk – Moderate to high volatility depending on equity exposure
- Inflation Risk – Real growth is targeted, but not guaranteed
- Interest Rate Risk – Can affect valuation of fixed income components
- Currency Risk – Foreign exchange rates may impact global equity returns
- Liquidity Risk – Some market segments may be harder to exit in stressed environments
How We Manage the Portfolio
All Tacit strategies are actively managed using a disciplined, research-led investment process that combines top-down macroeconomic insight with structured risk management. Our approach is designed to adapt to changing market conditions while remaining anchored in long-term objectives.
- Portfolios are monitored continuously and adjusted on a discretionary basis within defined asset allocation ranges
- Tactical shifts are informed by in-house macroeconomic analysis, including indicators such as corporate earnings, market liquidity, sentiment, and valuations
- Diversification is assessed through correlation analysis, focusing on effective risk spreading rather than number of holdings
- Each strategy is managed within strategic allocation guardrails, with a neutral asset mix and defined minimum/maximum exposure to growth and stabiliser assets
- Portfolios are constructed using a combination of direct securities, bonds, and collective vehicles (e.g. ETFs, funds), chosen to express views across asset class, size, style, sector, region and theme
Document Downloads
Further Reading & Downloads
For more detailed information about this strategy and how it could work for you, please explore the following downloadable resources.
Monthly Factsheet
Download the latest factsheet for the Tacit Steady Growth strategy
ARC PCI Factsheet
Download the latest ARC PCI quarterly factsheet for the GBP Cautious universe
Risk Warning & Disclaimer
The value of investments and the income derived from them can fall as well as rise. You may not get back the full amount you invested. Past performance is not a reliable indicator of future results. The information on this page does not constitute investment advice or a personal recommendation. Any investment decisions should be made based on your individual circumstances and objectives, and in consultation with a qualified financial adviser.
Tax treatment depends on individual circumstances and may change in the future. Tacit Investment Management does not provide tax advice. All investments carry risk, and you should ensure you fully understand the risks involved before proceeding.
Begin your journey
If you’re focused on building long-term wealth and value consistent progress through changing market conditions, our Steady Growth Strategy may be the right next step.
Tell us a little about yourself using the form below, and a member of our team will be in touch to discuss your goals and how we might support them.
Prefer to speak directly? Call us on 0203 051 6450, we’d be happy to hear from you.
